Apollo Bank is a newly capitalized, locally-owned and managed community bank. We are an entrepreneurial bank focused on great service and client engagement.
The bank was originally formed in 2001 as Union Credit Bank. The bank was acquired in March 2010 by Apollo Bancshares Inc., a bank holding company based in Miami, FL. In June 2011, the bank’s name was officially changed to Apollo Bank. Apollo Bank’s mission is to be recognized as the best run bank in the state of Florida as measured in the eyes of its clients, shareholders, regulatory partners, and employees.
Our Board of Directors are business leaders who not only bring a breadth of management experience to the board room, but also are representative of our client base. They are leaders, they are active in the community, and they are committed to the success of Apollo Bank.
Eddy Arriola - Chairman of the Board
Richard (Rich) H. Dailey - President and Chief Executive Officer
Matthew L. Adler
Robert Elias, Esq.
William “Bill” Heffernan
Luis “Wicho” Hernandez
Carlos Herrera Jr.
Grace V. McGuire
Leslie Alan Rozencwaig
Nicholas Di Tempora
Andres Vega M.D.
Eddy ArriolaChairman of the Board
Mr. Arriola is the Chairman of the Board of Apollo Bank and also serves as Chairman/ CEO of Apollo Bancshares Inc.. He is the co-Founder of Inktel Direct. Mr. Arriola is a former member of the Board of Directors of TotalBank. Mr. Arriola is actively involved in the banking industry, serving on the Board of Directors for the Florida Bankers Association (FBA) and BancServ; in 2011, the FBA awarded Mr. Arriola the Horizon Award. He is involved in many community projects and believes that he and the bank have a responsibility to be active corporate citizens. In early 2012, Mr. Arriola was appointed by President Barack Obama and confirmed by the US Senate to serve on the Board of the Inter-American Foundation. Additionally, Poder Magazine named Mr. Arriola on their list of “100 Most Influential Hispanics.” Mr. Arriola is a graduate of Boston College and the OPM Program of Harvard Business School.
Mr. Rishmague serves as the Vice Chairman of the Bank and was the founder of Union Credit Bank. Mr. Rishmague is the President of UCB Property Corp, a real estate investment company and has served in this role since 1999 to the present. Mr. Rishmague previously served as a senior executive of Rishmague Tire Inc, a leading tire and rubber firm that was acquired by Firestone. Mr. Rishmague served as a Bank Director of CORBANCA-Venezuela from 1997 to 1999. He holds a B.A. in Economics from the University of Miami.
Mrs. Rishmague serves as Executive Director of the UCB Group. Previously she served as Executive Vice President of the Global Banking Division of Apollo Bank. She earned a B.S. Degree from the University of Miami and is actively involved in several charitable organizations including the Michael Fux Foundation, The Children’s Cancer Caring Center, and Teen’s Team Against Cancer.
Richard (Rich) H. Dailey
Mr. Dailey is the President/CEO of Apollo Bank and serves as a Board Member. Mr. Dailey began his banking career with American Express International Bank serving in New York, Germany and England as well as being involved in their Latin American operations. After leaving American Express, Mr. Dailey held executive positions with Philadelphia International Bank, Wells Fargo and Banco Continental de Panama. From 1977 to 1997, Mr. Dailey served as Founding Shareholder, Director, President and Chief Executive Officer of Dadeland Bank, which was based in Miami, FL. After the sale of Dadeland Bank to Colonial Bank, Mr. Dailey served as Area President for Colonial until leaving to serve as Director and Executive Vice President of Hemisphere National Bank. Most recently, Mr. Dailey served as the Director, Executive Vice President and Chief Operating Officer of Coconut Grove Bank from 2004 to 2008. Mr. Dailey has been actively involved as an advisor of other privately-held businesses including serving as a Founding Partner and Director (1980 to 1991) of Financial Processors, Inc., a core processing company processing 52 commercial banks in the State of Florida and as a Partner and Director (1997-2007) of ERASJV, a bank imaging software and image item processing company. Mr. Dailey received his BA from Ohio State University and a BFT from the Thunderbird School of Global Management.
Grace V. McGuireDirector
Ms. McGuire is Senior Partner of McGuire & McGuire Banking Consultants, a leading bank consulting firm based in Miami, FL. Ms. McGuire has over 30 years of administrative experience at commercial banks and law firms. Since obtaining her law degree in 1989, she has been actively engaged as a banking consultant in the areas of regulatory compliance, documentation of policies and procedures, and contingency planning for disaster recovery. She has served as a Bank Director for Apollo Bank (formerly Union Credit Bank) since 2001 and serves as the Chair of the Compliance Committee. She holds a BA from Florida International University and a JD from the University of Miami School of Law.
Matthew L. Adler – Director Matthew L. Adler is President & CEO of Adler Kawa Real Esate Advisors. Prior to founding Adler Kawa, he served as President & Chief Investment Officer of Adler Group, and President of Adler Reality Services. At Adler Group he was the founder & manager of significant company business lines including the Adler Real Estate Fund. He was responsible for acquisitions, investor relations & asset management and managed the investment performance of over 12 million sq. feet of commercial real estate. He graduated with a bachelor of arts in urban studies from the University of Pennsylvania in 1999. Prior to joining Adler Group in 2001, he spent 2 years as a financial analyst for New York based Insignia/ESG, Inc., one of the nation’s leading commercial real estate service providers, where he conducted financial & market analysis and assisted with negotiations for major real estate transactions. From 2006-2008, he was elected to serve on the Miami Beach Planning Board, which allowed him the opportunity to be involved with the city’s zoning & land use issues. He serves on numerous community & business based organizations, including: board member of the Greater Miami Jewish Federation, board member of the Foundation of Mount Sinai Hospital, member of the Young Presidents’ Organization. In Sept. 2010, President Barack Obama appointed Matthew to serve on the United States Holocaust Memorial Council.
Nicholas Di TemporaDirector
Mr. Di Tempora is the Chairman of the Board of MAPEI Americas. MAPEI SpA, is an Italian-based firm recognized as a world leader in producing technologically advanced flooring installation products. Mr. Di Tempora joined the firm in 1983 as President of MAPEI corporation and was instrumental in expanding the company, overseeing the firm’s operations in Canada, the US, the Caribbean and throughout Latin America. Mr. DiTempora’s career began in Montreal, where he served as an executive for Esso (Imperial Oil of Canada). Mr. Di Tempora later formed his own real estate ventures and developed and managed many successful real estate projects in Canada and the US. Mr. Di Tempora is actively involved in many charities and higher education programs. He serves on the Dean’s Executive Council and as a Guest lecturer for the FAU School of Business, serves as a Guest lecturer on Entrepreneurship at M.I.T, and has been recognized as “Man of the Year,” for Boy’s Towns of Italy, Chairman of the Foundation for Santa Cabrini Hospital, and the Honor of Cavaliere della Republica Italiana. Mr. Di Tempora is a US Citizen and is fluent in French, Italian, Spanish, and English.
Mr. Elias is the Principal Shareholder of The Elias Law Firm, PLLC; he represents both public and private sector clientele in a variety of real estate, banking and corporate matters. Mr. Elias initially practiced law in the Miami office of Kimbrell & Hamann, P.A., where a significant portion of his time was devoted to the representation of the Resolution Trust Corporation (RTC) and the Federal Deposit Insurance Corporation (FDIC) in their various capacities as receivers for federally-insured financial institutions. He also practiced with the Miami office of Weiss Serota Helfman where he concentrated on real estate, land use and governmental law.
Mr. Elias is active in a variety of charitable and civic endeavors. Mr. Elias is past Chairman of the Board of the Make-A-Wish Foundation of Southern Florida. He is a former founding member of the Jr. Board of Directors of the Miami Project to Cure Paralysis. Mr. Elias was previously appointed by the Chairperson of the Miami-Dade County School Board to the Blue Ribbon Task Force on Ethics. He served as President of the Miami Lakes Bar Association in 2010-2011. Additionally, Mr. Elias maintains an AV Lawyer Rating from Martindale-Hubbell, the highest peer rating for professional excellence.
Mr. Hernandez is the Founder and Managing Director of LINQ Financial group, a leading financial planning and Insurance services company and general agency for Mass Mutual based in Coral Gables, FL.
Mr. Hernandez is an active member of the community serving as a board member for Metro Traffic School, the City of Coral Gables Parks and Recreation Board as well as the Advisory Committee for the University of Miami Baseball Team. He is the founder of “Wicho’s on the Green,” a well known fundraising program benefiting the Autism Speaks and the Miami Children’s Hospital. Mr. Hernandez received his bachelor’s degree in Business Administration from the University of Miami, earned a Masters Degree in Industrial Psychology from Harvard University. During his years at the University of Miami, Mr. Hernandez was a standout player for the Hurricane Baseball team and was drafted by the New York Mets organization.
Carlos Herrera Jr.Director
Mr. Herrera is the President of Fenix Contractors Inc, a leading Certified General Contractor firm based in Miami Lakes, Florida. He is a State of Florida Certified General Contractor and Certified Air Conditioning Contractor with over twenty years of experience in commercial and residential projects. Mr. Herrera has developed many projects throughout South Florida and the Caribbean. He is actively involved in the construction industry and served for three years as chairman of the Latin Builders Association which is the largest Hispanic association in the construction industry in Florida.
Leslie Alan RozencwaigDirector
Mr. Rozencwaig is the Managing Partner of Rozencwaig, Nadel & Ferrero-Carr, LLP. Mr. Rozencwaig is an active member of the South Florida civic community; his involvement includes serving as a Board Advisor of the Pinecrest School and also as the President of the Arts Ballet Theatre of Florida. Mr. Rozencwaig received his BA, MPACC and JD from the University of Miami and is also a Florida CPA.
Mr. Scheck is currently serves as Vice President of the Scheck Group, a diversified investment company based in Miami, Florida. Previously, Mr. Scheck served as Vice President of Sweet Paper, one of the largest wholesale distribution companies with over 400 employees and revenue of $250 mm prior to the sale of the firm in 2007.
Mr. Scheck was a member of the Board of Directors of TransAtlantic Bank from 2002 to 2007. Mr. Scheck served as the Chair of the Bank’s Audit Committee. Mr. Scheck also serves on the Board of Directors of several privately-held businesses.
Mr. Scheck is actively involved in the South Florida civic community. He currently serves as a member of the Board of Directors of the Greater Miami Jewish Federation and is the President and board member of the Michael Ann Russell Jewish Community Center. Mr. Scheck received his undergraduate degree from the University of Pennsylvania and is a CPA.
Sami Shiro is a private investor and the Managing Director of Israel G-Tek Fund, a leading private equity fund focused on green technologies.
Mr. Shiro is a systems engineer with a Masters Degree in Science and Manufacturing Systems Engineering from Lehigh University. Mr. Shiro has experience in several fields, including banking, management consulting, manufacturing, information technology and real estate.
In 1997 he acquired a major stake in a small chocolate manufacturer, Chocolate St. Moritz, in Caracas, Venezuela, turning it into a multimillion dollar business with a full set of mass marketed products and raising it to the top three chocolate manufactures in the country.
Dr. Vega is a board certified Anesthesiologist and practicing physician. Dr. Vega is a leader in the field of Pain Management and leads the practice of AV Pain Consultants based in Hialeah, Florida. Dr. Vega is recognized as a: Diplomate- American Board of Anesthesiology, Diplomate- American Academy of Pain Management, Diplomate- American Board Disability Analysts and a Certified Expert Medical Advisor. Dr. Vega received his B.S. and M.D. degrees from the University of Florida.
Heffernan entered banking in 1973 when he joined The First National Bank of Miami (later to become Southeast Banking Corp) in 1973 as a management trainee. He rose to the level of Vice President and Branch Manager of the One Biscayne Tower Branch in Miami. He left there in 1980 to join Plaza Bank of Miami as a Director and Executive Vice President. In 1991 Plaza Bank was sold to a group from Venezuela and he then joined TotalBank in Miami as its President and CEO. In 2007 after growing to 15 locations and $2 Billion in assets, TotalBank was purchased by Banco Popular Español from Madrid, Spain. In September of 2009 Heffernan retired from TotalBank. In 2010 he joined Procacci Development Corporation as President.
Heffernan has been involved civically for many years. He was the Mayor of Miami Shores from 1993 -95 and served on the Miami Shores Council from 1993-1997. He has been a trustee of Doctors Charter School of Miami Shores since 1996, serving as Chairman of the Board from 1996-2009. He was formerly the Chairman of the Archdiocese of Miami Education Foundation, Treasurer of the North Dade Medical Foundation and a Board Member of the Florida Banker’s Association from 1998-2009. He is currently Chairman of the Board of Trustees of Barry University. He earned a Bachelors Degree of Science in Economics from the University of Pennsylvania Wharton School of Commerce and Finance.